Pagare
Is a promissory note with yield payable at maturity (PRLV), for individuals, individuals with business activities, and corporations.
- You can obtain excellent returns on investments starting at P$1,000.00
- Terms of 28 to 360 days.
- No fees or commissions.
- Choose automatic rollover or deposit to your account at maturity.
- Means of withdrawal: Online banking or at your branch.
- Protected by IPAB for up to 400,000 UDIs
ACCOUNT OPENING REQUIREMENTS::
Corporations
- Deed of incorporation
- RFC
- Proof of address
- Official ID of representatives, authorized third parties and shareholders.
PRLV
Rates are annual and fixed for the invested term, subject to the conditions prevailing at the time of contracting. Please review the offer’s validity period, requirements, and information regarding account opening or product features at https://kapital.com/grupo-financiero/
Fixed gross annual rate: 4.25%. Nominal GAT (Total Annual Yield): 4.34%. Real GAT (Total Annual Yield): 0.20%, before taxes, calculated as of September 28, 2026, for an investment range of $1,000.00 to $49,999.99 pesos at a 7-day term, valid through November 5, 2026. For informational and comparison purposes only. The Real GAT represents the yield that would be obtained after discounting estimated inflation. *Account opening is subject to compliance with the customer profile and eligibility conditions, available at https://kapital.com/grupo-financiero/
Customer Profile and Eligibility: This promotional rate for the PRLV product (Promissory Note with Payable Return at Maturity) has been designed exclusively for retail investors, including individuals, sole proprietorships, and corporate entities (SMEs) seeking to optimize their cash flow through guaranteed savings instruments.
Eligibility: The offer is available to customers whose investment profile is compatible with this product. In order to maintain the sustainability of this promotional rate, this offer is not intended for Development Banks, Commercial Banks, other financial institutions (public or private), or foreign institutions, as this product is not designed for institutional treasury operations or interbank transactions.
Fixed rates before taxes PAGARÉ
PRLV for Individuals
| Amount | 7 Days | 28 Days | 60 Days | 90 Days | 180 Days | 270 Days | 360 Days | 720 Days |
| $1,000.00 | 4.25% | 6.20% | 6.30% | 6.40% | 6.50% | 6.60% | 8.50% | 6.80% |
| $50,000.00 | 4.25% | 6.20% | 6.30% | 6.40% | 6.50% | 6.60% | 8.50% | 6.80% |
| $100,000.00 | 4.25% | 6.30% | 6.40% | 6.50% | 6.60% | 6.70% | 8.50% | 6.85% |
| $500,000.00 | 4.25% | 6.40% | 6.50% | 6.60% | 6.70% | 6.80% | 8.50% | 7.00% |
| $1,000,000.00 | 4.25% | 6.50% | 6.60% | 6.70% | 6.80% | 6.85% | 8.50% | 7.00% |
| $3,000,000.00 | 4.25% | 6.50% | 6.60% | 6.70% | 6.80% | 6.85% | 8.50% | 7.00% |
| $10,000,000.00 | 4.25% | 6.50% | 6.60% | 6.70% | 6.80% | 6.85% | 8.50% | 7.00% |
| $50,000,000.00 | 4.25% | 6.50% | 6.60% | 6.70% | 6.80% | 6.85% | 8.50% | 7.00% |
Nominal TAR before taxes
| Amount | 7 Days | 28 Days | 60 Days | 90 Days | 180 Days | 270 Days | 360 Days | 720 Days |
| $1,000.00 | 4.34% | 6.38% | 6.47% | 6.56% | 6.61% | 6.65% | 8.50% | 6.58% |
| $50,000.00 | 4.34% | 6.38% | 6.47% | 6.56% | 6.61% | 6.65% | 8.50% | 6.58% |
| $100,000.00 | 4.34% | 6.49% | 6.57% | 6.66% | 6.71% | 6.76% | 8.50% | 6.63% |
| $500,000.00 | 4.34% | 6.59% | 6.68% | 6.77% | 6.81% | 6.86% | 8.50% | 6.77% |
| $1,000,000.00 | 4.34% | 6.70% | 6.78% | 6.87% | 6.92% | 6.91% | 8.50% | 6.77% |
| $3,000,000.00 | 4.34% | 6.70% | 6.78% | 6.87% | 6.92% | 6.91% | 8.50% | 6.77% |
| $10,000,000.00 | 4.34% | 6.70% | 6.78% | 6.87% | 6.92% | 6.91% | 8.50% | 6.77% |
| $50,000,000.00 | 4.34% | 6.70% | 6.78% | 6.87% | 6.92% | 6.91% | 8.50% | 6.77% |
Real TAR before taxes
| Amount | 7 Days | 28 Days | 60 Days | 90 Days | 180 Days | 270 Days | 360 Days | 720 Days |
| $1,000.00 | 0.20% | 2.16% | 2.24% | 2.33% | 2.38% | 2.42% | 4.20% | 2.36% |
| $50,000.00 | 0.20% | 2.16% | 2.24% | 2.33% | 2.38% | 2.42% | 4.20% | 2.36% |
| $100,000.00 | 0.20% | 2.26% | 2.35% | 2.43% | 2.48% | 2.52% | 4.20% | 2.40% |
| $500,000.00 | 0.20% | 2.36% | 2.45% | 2.53% | 2.58% | 2.62% | 4.20% | 2.54% |
| $1,000,000.00 | 0.20% | 2.47% | 2.55% | 2.63% | 2.68% | 2.67% | 4.20% | 2.54% |
| $3,000,000.00 | 0.20% | 2.47% | 2.55% | 2.63% | 2.68% | 2.67% | 4.20% | 2.54% |
| $10,000,000.00 | 0.20% | 2.47% | 2.55% | 2.63% | 2.68% | 2.67% | 4.20% | 2.54% |
| $50,000,000.00 | 0.20% | 2.47% | 2.55% | 2.63% | 2.68% | 2.67% | 4.20% | 2.54% |
REAL TAR is the return you would obtain after accounting for estimated inflation.
Please contact your banking representative if you require a different term than the one shown.
